Strategic Group Health & Employer Compliance Solutions in Michigan
Education-first guidance for Michigan employers to design benefit programs that control costs, strengthen compliance, and support long-term workforce retention.
Group Health Products & Services
Employee Benefit Solutions partners with Michigan employers to design, implement, and manage group health programs that align with business goals, regulatory requirements,
and employee needs.
and employee needs.
Traditional Fully Insured Group Medical Plans
Level-Funded and Alternative Funding Models
Health Reimbursement Arrangements (HRA)
Health Savings Account (HSA) Programs
Group GAP and Hospital Indemnity Plans
Dental, Vision, Life, and Disability Insurance
Voluntary Benefits and Employee Programs
Free Employer Education Guide
The Employer’s Guide to Group Health Compliance in Michigan
This educational guide explains the most common compliance risks facing Michigan employers, including ACA requirements, COBRA obligations, Medicare coordination rules, and employee communication responsibilities. It is designed to help employers reduce regulatory exposure and make informed benefit decisions.
This educational guide explains the most common compliance risks facing Michigan employers, including ACA requirements, COBRA obligations, Medicare coordination rules, and employee communication responsibilities. It is designed to help employers reduce regulatory exposure and make informed benefit decisions.
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EBS Employer Compliance & Benefits Library
Request access to employer-focused education resources designed to clarify regulatory obligations and benefit program design options.
Available Topics
- The Employer’s Guide to Group Health Compliance In Michigan
- ACA Penalties Explained: How Employers Accidentally Trigger Fines
- Common Control Rules: When Separate Businesses Become One Employer
- How Group Health Plans Fail During Audits, Carrier Reviews, and Disputes
- COBRA Isn’t Optional: What Employers Get Wrong After Terminations
- HSA, FSA, HRA, POP: How Employer Benefit Accounts Really Interact
- Medicare and Employer Health Plans: When Coverage is Primary or Secondary
- Cash-in-Lieu Programs: Why Opt-Out Payments Create Compliance Risk
- Who Is Actually Eligible for Benefits? Waiting Periods, Full-Time Rules, and Common Employer Mistakes
- Employer Health Plan Documentation: When Written Rules Don’t Match Reality
Schedule an Employer Consultation
Meet one-on-one with Melissa, EBS’s group health and employer compliance specialist,
for education and strategic benefit planning.
for education and strategic benefit planning.
Education & Trust Positioning
EBS works as an ongoing compliance and benefits advisor to Michigan employers. Our focus is on helping businesses understand regulatory requirements, cost drivers, and benefit design strategies before making plan changes. We provide continued guidance as laws, workforce needs, and market conditions evolve.


Educational Disclaimer
This material is for educational purposes only and does not constitute legal, tax, or accounting advice. Employers should consult with qualified legal and tax professionals regarding their specific compliance and benefit program obligations.